:root {
  --green: #123c35;
  --green-2: #1d5248;
  --sage: #dfe8e1;
  --cream: #f7f2e8;
  --brass: #c28f3a;
  --brass-dk: #7d5510;
  --ink: #1b2a27;
  --muted: #55655f;
}

html { scroll-behavior: smooth; scroll-padding-top: 78px; }
body { font-family: 'Figtree', system-ui, sans-serif; color: var(--ink); background: #fff; font-size: 1.05rem; line-height: 1.65; }
h1, h2, h3, h4, .serif { font-family: 'Fraunces', Georgia, serif; font-weight: 600; letter-spacing: -0.01em; }
a { color: var(--green-2); }
img { max-width: 100%; height: auto; }

/* Navbar */
.site-nav { background: rgba(255,255,255,.97); box-shadow: 0 1px 0 rgba(18,60,53,.12); padding: .45rem 0; }
.site-nav .navbar-brand { display: flex; align-items: center; gap: .7rem; padding: 0; }
.site-nav .brand-mark { height: 40px; width: auto; }
.site-nav .brand-name { font-family: 'Fraunces', Georgia, serif; font-weight: 700; font-size: 1.15rem; color: var(--green); line-height: 1.1; }
.site-nav .brand-name small { display: block; font-family: 'Figtree', sans-serif; font-weight: 500; font-size: .68rem; letter-spacing: .14em; text-transform: uppercase; color: var(--brass-dk); }
.site-nav .nav-link { color: var(--ink); font-weight: 600; font-size: .95rem; padding: .5rem .7rem; }
.site-nav .nav-link:hover { color: var(--brass-dk); }
.btn-brass { background: var(--brass); color: #1b1405; font-weight: 700; border: 0; border-radius: 999px; padding: .65rem 1.5rem; }
.btn-brass:hover { background: #d29d46; color: #1b1405; }
.btn-ghost { border: 2px solid #fff; color: #fff; font-weight: 700; border-radius: 999px; padding: .6rem 1.5rem; text-shadow: 0 1px 6px rgba(0,0,0,.6); }
.btn-ghost:hover { background: #fff; color: var(--green); text-shadow: none; }
.nav-cta { padding: .45rem 1.1rem; font-size: .95rem; }

/* Hero: compact, curved bottom, cool green wash */
.hero { position: relative; min-height: 78vh; display: flex; align-items: center; justify-content: center; text-align: center; color: #fff;
  background: url('img/hero.webp') center/cover no-repeat; clip-path: ellipse(120% 100% at 50% 0%); padding: 7rem 0 8rem; }
.hero::before { content: ""; position: absolute; inset: 0;
  background: radial-gradient(ellipse 75% 65% at 50% 48%, rgba(0,0,0,0.35) 0%, rgba(0,0,0,0.04) 100%),
              linear-gradient(to bottom, rgba(0,0,0,0.30) 0%, rgba(0,0,0,0.10) 45%, rgba(0,0,0,0.45) 100%),
              linear-gradient(180deg, rgba(18,60,53,.30), rgba(29,82,72,.22)); }
.hero-content { position: relative; max-width: 780px; margin: 0 auto; padding: 2.2rem 1.6rem; border-radius: 18px;
  background: rgba(0,0,0,0.20); backdrop-filter: blur(3px); -webkit-backdrop-filter: blur(3px); }
.hero-eyebrow { font-size: .85rem; letter-spacing: .22em; text-transform: uppercase; font-weight: 700; color: #fff;
  text-shadow: 0 0 3px rgba(0,0,0,1), 0 1px 12px rgba(0,0,0,0.95), 0 0 30px rgba(0,0,0,0.8); }
.hero-title { font-size: clamp(2.6rem, 7vw, 4.8rem); line-height: 1.05; margin: .5rem 0; color: #fff;
  text-shadow: 0 0 4px rgba(0,0,0,1), 0 2px 20px rgba(0,0,0,0.95), 0 0 60px rgba(0,0,0,0.8); }
.hero-subtitle { font-family: 'Fraunces', Georgia, serif; font-style: italic; font-size: clamp(1.25rem, 3vw, 1.7rem);
  text-shadow: 0 0 3px rgba(0,0,0,1), 0 2px 16px rgba(0,0,0,0.95), 0 0 40px rgba(0,0,0,0.85); }
.hero-tagline { font-size: 1.05rem; margin-bottom: 1.5rem;
  text-shadow: 0 0 3px rgba(0,0,0,1), 0 1px 12px rgba(0,0,0,0.95), 0 0 30px rgba(0,0,0,0.9); }

/* Sections */
section { padding: 5.5rem 0; }
.eyebrow { text-transform: uppercase; letter-spacing: .18em; font-size: .78rem; font-weight: 700; color: var(--brass-dk); }
.section-title { font-size: clamp(2rem, 4.5vw, 3rem); color: var(--green); margin: .3rem 0 1rem; }
.lead-muted { color: var(--muted); max-width: 640px; }
.bg-cream { background: var(--cream); }
.bg-sage { background: var(--sage); }
.bg-green { background: var(--green); color: #eaf1ed; }
.bg-green .section-title { color: #fff; }
.bg-green .eyebrow { color: #e5b867; }
.bg-green a { color: #f0cd8a; }

.photo { border-radius: 14px; box-shadow: 0 18px 40px -18px rgba(18,60,53,.45); display: block; width: 100%; height: auto; }

/* Welcome help cells (2x2) */
.help-cell { background: #fff; border-radius: 14px; padding: 1.4rem 1.3rem; height: 100%; border-top: 4px solid var(--brass); box-shadow: 0 8px 24px -16px rgba(18,60,53,.4); }
.help-cell i { font-size: 1.7rem; color: var(--green-2); }
.help-cell h3 { font-size: 1.15rem; margin: .5rem 0 .25rem; color: var(--green); }
.help-cell p { margin: 0; font-size: .95rem; color: var(--muted); }

/* About */
.about-quote { font-family: 'Fraunces', Georgia, serif; font-size: clamp(1.3rem, 2.6vw, 1.75rem); line-height: 1.4; color: var(--green); border-left: 4px solid var(--brass); padding-left: 1.2rem; margin: 1.5rem 0; font-style: italic; }
.banner-photo { border-radius: 14px; width: 100%; height: auto; display: block; }

/* Quote tiles (3x2) */
.quote-tile { display: flex; flex-direction: column; align-items: flex-start; gap: .35rem; height: 100%; padding: 1.7rem 1.5rem; border-radius: 14px; background: var(--green-2); color: #fff; text-decoration: none; border: 1px solid rgba(255,255,255,.12); transition: transform .2s, background .2s; }
.quote-tile:hover { background: #246458; transform: translateY(-3px); color: #fff; }
.quote-tile i { font-size: 2rem; color: #f0cd8a; }
.quote-tile h3 { font-size: 1.4rem; margin: .3rem 0 0; color: #fff; }
.quote-tile span { font-size: .95rem; color: #cfe0d8; }
.quote-tile .go { margin-top: auto; padding-top: .6rem; font-weight: 700; color: #f0cd8a; font-size: .9rem; }
.quote-tile.alt { background: var(--brass); color: #1b1405; }
.quote-tile.alt:hover { background: #d29d46; }
.quote-tile.alt i, .quote-tile.alt h3, .quote-tile.alt span, .quote-tile.alt .go { color: #1b1405; }

/* Carriers */
.logo-grid { display: grid; gap: 1rem; grid-template-columns: repeat(2, 1fr); }
@media (min-width: 768px) { .logo-grid.g10 { grid-template-columns: repeat(5, 1fr); } .logo-grid.g8 { grid-template-columns: repeat(4, 1fr); } }
.logo-tile { background: #fff; border: 1px solid rgba(18,60,53,.14); border-radius: 12px; display: flex; align-items: center; justify-content: center; padding: .9rem; aspect-ratio: 224 / 114; transition: box-shadow .2s, transform .2s; }
.logo-tile:hover { box-shadow: 0 10px 24px -12px rgba(18,60,53,.5); transform: translateY(-2px); }
.logo-tile img { max-width: 100%; max-height: 100%; width: auto; height: auto; object-fit: contain; }
.sub-head { font-size: 1.35rem; color: var(--green); margin: 3rem 0 .3rem; }

/* FAQ */
.faq-group { font-size: 1.05rem; color: var(--brass-dk); text-transform: uppercase; letter-spacing: .14em; font-family: 'Figtree', sans-serif; font-weight: 700; margin: 2.2rem 0 .7rem; }
.accordion-item { border: 0; border-bottom: 1px solid rgba(18,60,53,.18); background: transparent; }
.accordion-button { background: transparent; font-weight: 600; color: var(--green); padding: 1.1rem .25rem; font-size: 1.05rem; box-shadow: none !important; }
.accordion-button:not(.collapsed) { background: rgba(255,255,255,.7); color: var(--green); }
.accordion-body { padding: .5rem .25rem 1.3rem; color: var(--ink); }
.accordion-body p:last-child { margin-bottom: 0; }

/* Resources */
.res-row { display: grid; gap: .3rem 2rem; grid-template-columns: 1fr; padding: 1.5rem 0; border-bottom: 1px solid rgba(255,255,255,.2); }
@media (min-width: 768px) { .res-row { grid-template-columns: 1fr 1.8fr; } }
.res-row h3 { font-size: 1.3rem; color: #fff; margin: 0; }
.res-row p { margin: 0 0 .4rem; color: #cfe0d8; }
.res-row a { word-break: break-all; font-weight: 600; }

/* Contact */
.contact-card { background: #fff; border-radius: 14px; padding: 1.8rem; box-shadow: 0 14px 34px -20px rgba(18,60,53,.5); height: 100%; }
.contact-card h3 { font-size: 1.3rem; color: var(--green); }
.contact-line { display: flex; gap: .8rem; margin-bottom: .9rem; }
.contact-line i { color: var(--brass-dk); font-size: 1.2rem; line-height: 1.5; }
.team-list { list-style: none; padding: 0; margin: 0; }
.team-list li { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .1rem 1rem; padding: .65rem 0; border-bottom: 1px solid rgba(18,60,53,.12); }
.team-list li:last-child { border-bottom: 0; }
.team-list .who { font-weight: 700; color: var(--green); }
.team-list a { word-break: break-all; }
.map-wrap { border-radius: 14px; overflow: hidden; box-shadow: 0 14px 34px -20px rgba(18,60,53,.5); }
.map-wrap iframe { width: 100%; height: 360px; border: 0; display: block; }

/* Footer */
footer { background: #0c2823; color: #bcd0c8; padding: 3.5rem 0 2rem; font-size: .95rem; }
footer a { color: #e5b867; text-decoration: none; }
footer a:hover { text-decoration: underline; }
.logo-chip { display: inline-block; background: var(--cream); border-radius: 14px; padding: .5rem; }
.logo-chip img { width: 96px; height: auto; display: block; }
.foot-links { list-style: none; padding: 0; margin: 0; }
.foot-links li { margin-bottom: .35rem; }
.powered { margin-top: 2.2rem; padding-top: 1.4rem; border-top: 1px solid rgba(255,255,255,.14); display: flex; flex-wrap: wrap; justify-content: space-between; gap: .6rem; align-items: center; }
.powered .wfw { display: inline-flex; align-items: center; gap: .5rem; background: rgba(255,255,255,.07); border: 1px solid rgba(229,184,103,.5); padding: .4rem 1rem; border-radius: 999px; font-weight: 700; color: #f0cd8a; }
.powered .wfw:hover { background: rgba(229,184,103,.15); text-decoration: none; }

@media (max-width: 991.98px) {
  .site-nav .navbar-collapse { padding: .8rem 0 1rem; }
  .nav-cta { display: inline-block; margin-top: .4rem; }
}
@media (max-width: 575.98px) {
  section { padding: 3.8rem 0; }
  .hero { padding: 6.5rem 0 7rem; min-height: 86vh; clip-path: ellipse(140% 100% at 50% 0%); }
  .site-nav .brand-name { font-size: 1rem; }
  .site-nav .brand-mark { height: 34px; }
  .map-wrap iframe { height: 280px; }
}

@media (min-width: 992px) { .faq-side { position: sticky; top: 100px; } }
.accordion-header { margin: 0; font-family: 'Figtree', sans-serif; }
a[href^="mailto:"] { overflow-wrap: anywhere; }
.contact-photo { width: 100%; height: 100%; min-height: 240px; object-fit: cover; }